Services

Being partnered with the premier insurance houses in South Africa, we are proud to be able to offer numerous insurance types:

How to claim

All claims must be reported within 30 days of the incident.

 
Motor accident

Complete the motor accident claim form under Download Forms and return to our office with a clear copy of the drivers licence (it is best to try and enlarge the copy for easier reading) and two quotes from an approved repairer. If another party (known as third party) was involved in the accident, it must be reported to the police within 48 hours.

Motor theft

The incident must be reported to the police within 48 hours to obtain a case number. Complete the motor theft claim form under Download Forms and return to our office with a clear copy of the vehicles registration documents.

Windscreen

Windscreen claims are arranged telephonically. Please call the relevant Stepp office number listed on the Contact us page.

Property loss

The incident must be reported to the police within 48 hours to obtain a case number. Complete the property loss and the statement of property loss forms under Download Forms and return to our office.

Non motor claims under R5000-00

Complete the small claims form under Download Forms and return to our office with a replacement quote.

Public Liability

Please visit the Contact us page to contact the relevant Stepp office.

Short Term Insurance

^Domestic Lines

^Commercial Lines

^Marine & G.I.T

^Heavy Haulage

^Passenger Liability

^Special Events Liability

^Professional Indemnity cover for Directors, Engineers, Doctors, Land Surveyors, etc.

^Marine Insurance

^Engineering (Contractors All Risks, Plant All Risks, etc.)

^Goods In Transit

^Hazardous Chemicals

^Tour Operators

^Driving Schools

^Taxis

^Agricultural products

^Hospitality Industry

Conference Centre Policy | Bed and Breakfast | Hospitality Policy | Golf & Greens Policy | Restaurant Policy

Financial Planning

^A critical analysis of all current assets, liabilities, investments, life insurance, disability and severe illness.

^Aligning needs and expectations with current provision.

^Structuring all aspects of the financial planning process that our clients will be covered for any situation from retirement to disability.

^Putting tax efficient structures in place to gain optimal growth and minimising taxes.

^Drawing up a valid will and estate planning to ensure effective transition of assets at death.

Please visit the Contact us page to contact the relevant Stepp office.

Investments

We are very proud to have a personalised portfolio that is audited and researched by an independent firm, Morningstar.

^Guidance on building a personal portfolio to reach to goals in the short term as well as long term.

^Risk analysis to determine the investment type that will suit you best.

^Expert advice on:

• Direct Share portfolios
• Unit trusts
• Retirement annuities
• Property investments
• Money Market and cash investments
• Offshore investment advice

^Effective allocation of funds at retirement so that maximum benefit can be achieved.

Please visit the Contact us page to contact the relevant Stepp office.

Life and Disability Insurance

Not only will we ensure that your loved ones are looked after at death, but also should you become disabled, critically sick or retrenched.

^A detailed analysis will be made to establish that needs will be met at death, disability, critical illness or retrenchment and also avoid that you are over insured.

^While dealing with 9 insurance companies on your behalf we guarantee the best premium and solution in the market.

^Analysing your current cover to ascertain that it is still relevant in a fast-changing environment.

Please visit the Contact us page to contact the relevant Stepp office.

Business Solutions

One of the most undervalued services. One miscalculation can destroy a business that took decades to build.

^Ensuring business continuation at death or disability by drawing up a buy-and-sell agreement.

^Monitoring the legality of specific cover for buying of business shares at death or disability.

^Protection of business at the loss of a key-individual.

^Employee benefits at including.

Please visit the Contact us page to contact the relevant Stepp office.

Healthcare Consulting

With new legislation it is a minefield to choose a medical aid without guidance. With our knowledge and options you will get the exact cover you need.

^Advice on different funds.

^Picking the right product for your needs.

^Handling disputes with medical funds.

^Yearly re-assessment of your situation and changes in funds.

^Advice on receiving maximum advantage from additional benefits such as Vitality and Multiply.

^Choosing the right gap cover to protect you from shortfalls in your medical aid.

Please visit the Contact us page to contact the relevant Stepp office.